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McKay Francis never planned to battle the SEC or catch Grant Cardone's attention when he launched Casa Shares, the investing platform letting broke college students buy real estate for just $10 per share. This episode of Startups with Stu unveils how Casa Shares secured a game-changing federal exemption allowing non-millionaires to invest in property, something 90% of Americans couldn't legally do before. McKay shares his transformation from late-night side-hustler to founder raising $2.5 million while rejecting venture capital offers that would have meant "working until 2am under their rules." His mission began after watching dentists turn $500,000 salaries into "tens of millions" through real estate investments while average Americans got locked out. Now Casa Shares users earn quarterly dividends, property appreciation, and tax benefits without needing $300,000 starter funds. With property values doubling in recent years, McKay explains why investors should build their "snowball effect" portfolio starting at 18 instead of the typical age 46, potentially turning small investments into millions through earlier compounding.